Buying a Prague apartment through a company: when it makes sense

Buying an apartment through an s.r.o. is not automatically clever. It pays off in a narrow set of cases and costs money in all the others.

When it works

Portfolios of three flats or more, planned resale of the company rather than the property, and foreign owners who want a Czech entity in the chain. In those cases the 4% real-estate transfer economics and the ability to sell shares instead of the asset can be decisive.

When it does not

One flat you intend to live in. You lose the personal income-tax exemption on sale after the holding period, add accounting and audit costs, and the bank prices a company mortgage differently.

The land registry does not care

Ownership by a company is registered exactly like ownership by a person. What changes is the paperwork behind the signature: who signs for the company, and whether the transaction needs shareholder approval as a transfer of a significant asset.

We price both routes before the reservation agreement is signed, not after.